Develop a personal budget as part of a financial plan

Develop a personal budget as part of a financial plan. As part of this budget you should address the following required elements:

Identify personal financial goals as a start for a personal financial plan (short-term, intermediate-term, long-term, opportunity cost)

Identify inflows of cash (use spending diary)

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Identify outflows of cash (use spending diary)

Outline a cash flow plan (interpret data and develop a plan)

Construct personal financial statements

Construct a budget (interpret data a develop a plan to meet short-term goals, at a minimum)

The student addressed the problem and came up with logical solutions using the 5-step problem solving process. The student had a response/suggestion for each of the 5 steps in order to come to a conclusion.

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