i need essays on the below mentioned 2 topics each topic in 200 words

I need essays on the below mentioned 2 topics, each topic in 200 words. Each essay should be in 200 words and in 2 different word documents. APA format and atleast 2 references per essay.
1. Discuss the following statement: “Health care costs are out of control in the United States, and increasing conflicts between employers and employees are likely as employers try to reduce their health benefits costs.
2. What should be included in disaster planning for a large employer in Annapolis, Maryland, that is concerned about natural disasters such as floods and snowstorms that might shut down the company and parts of the city?
 
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